* Other includes all segments less than 1% of the total. Negative segments are not shown.
The Risk Management Division is divided into
seven units: Liability and Property, Workers�
Compensation, Unemployment, Administration,
Dental Insurance, Employee Insurance Staffing,
General Fund Liability and Property Insurance.
LIABILITY & PROPERTY FUND
This fund provides for operation of the County�s
Liability and Property Insurance programs. It is
the County's policy to maintain sufficient
actuarially recommended reserves to absorb
potential losses. Expenditures in this fund may
fluctuate significantly year to year due to
variability in claims. The Liability Program
protects the County from losses or damages to
other parties. The County currently purchases
excess liability insurance for an insured amount
between $1 million and $35 million. The Property
Program protects the County against losses from
physical damage to County facilities, including
equipment and documents, with special limited
coverage for earthquake and flood. Most losses
are subject to a deductible. The General Fund
share of Liability and Property Insurance
represents 35 percent of total costs.
WORKERS� COMPENSATION FUND
The Workers� Compensation fund includes costs
of medical treatment, disability compensation, and
vocational rehabilitation for work-related injuries.
The fund also covers costs for legal fees, claims
administration, investigative services, State selfinsurance fees, occupational health and safety
program costs and excess insurance within the
County's self-insured retention level.
The County of Santa Cruz provides Unemployment
Insurance (UI) coverage for all County employees.
RISK MANAGEMENT ADMINISTRATION
This fund provides for appropriations for the Risk
Management Administrative unit.
EMPLOYEE INSURANCE STAFFING
This unit provides benefit administrative services
for the County and Board governed special
districts insured health program, Budget
Reconciliation Act of 1985 (COBRA), life, vision,
long-term disability insurances, and the Employee
DENTAL INSURANCE FUND
The County of Santa Cruz provides a self-funded
indemnity dental program for employees and
For additional information please see the full budget document